Frequently Asked Questions
Straight answers when time matters
Understand the process, timing, and eligibility before you apply.
About Our Loans
What counties in Illinois do you serve?+
We serve Cook, DuPage, Lake, Will, and Kane counties.
Is my credit score a factor?+
No. We never check credit. Approval is based on the property and other eligibility details.
What are your interest rates?+
Our rates are competitive and transparent. We provide a clear quote with all terms after you apply, based on your property's specifics. There are no hidden fees.
What is the $300 Appraisal Refund?+
Eligible borrowers may receive a $300 refund toward the appraisal cost after their loan successfully closes. Your loan specialist will confirm eligibility and the exact terms before you proceed.
The Process
How quickly can I get my taxes paid?+
The process is fast, typically just a few business days after approval and closing.
What documents will I need to provide?+
Documents typically include a photo ID, recent mortgage statement, property tax bill or redemption estimate, proof of insurance, and property ownership information. We will give you a tailored checklist.
Is there a penalty for paying off the loan early?+
Your written loan terms will clearly state all payoff conditions before you close. Ask your loan specialist to review the payoff section with you.
Eligibility
What properties are eligible?+
You must own property in one of our five service counties and have sufficient equity. Residential property types may qualify.
Can I apply with a co-applicant?+
Yes. The application includes an optional co-applicant section.
Still have questions? Contact us today.